Mortgage report
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Meet Patel, Real Estate Associate · +1 (905) 867-6153 · realtormeet.17@gmail.com · meetpatel.ca
Mortgage report
Your mortgage summary
Regular payment
Total mortgage
Cash to close
Down payment plus closing costs
Monthly cost of owning
Mortgage, tax, insurance and more
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Your numbers
The home
The mortgage
Your mortgage payment
Regular payment
Stress test
How your mortgage adds up
Your term and the whole mortgage
In plain words
Your mortgage in charts
What prepayments save
Interest you’d save
Cash needed for closing
Government fees are exact; anything with a “+” is an estimate.
Mortgage insurance is added to the mortgage, not paid in cash.
Monthly cost of owning
Estimates as of October 2026, unless you entered your own.
Good to know
- These figures assume your interest rate stays the same for the whole amortization. In real life it can change each time you renew.
- Fixed-rate payments use semi-annual compounding, as Canadian lenders do. Your lender’s numbers may differ by a few dollars.
- Most lenders let you prepay about 10% to 20% of your mortgage a year without a penalty. Check your mortgage terms.
- Closing costs and monthly costs include estimates. Get real quotes before you rely on them.
- This report is for planning only. It isn’t a mortgage approval or financial advice.
Questions about these numbers? Call or text Meet Patel at +1 (905) 867-6153 or email realtormeet.17@gmail.com.
Payment schedule by year
The highlighted row is the end of your term.
On a phone, cents and the Principal column are hidden to fit. Your PDF shows them all.
Payment schedule by month
On a phone, cents and the Principal column are hidden to fit. Your PDF shows them all.
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Every payment
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On a phone, cents and the Principal column are hidden to fit. Your PDF shows them all.
Tap Show to see every payment. Open it before saving if you want it in your PDF.